Help Me Retire: I’ll be 60, have $95,000 in cash and no debts — I think I can retire, but financial seminars ‘say otherwise’

Dear MarketWatch,

I will be 60 in September, have $95,000 in cash, work part time ($30,000 yearly) for insurance and contribute 10% plus the employer match of 8% to a small 401(k). My home and car are paid for, I don’t have any other debts, and I am single. I live in South Carolina where the cost of living is manageable.

I would like to start…