Every day we seem to hear more news about banks and their outrageous, if not criminal acts in manipulating interest rates for their own gains. Barclays have been fined, but this is a story with a long way to go yet. Many other banks will have been guilty of using the same tactics, all designed to maximise their profits. Now, if we acted in the same way with our personal finances, or business finances, we would certainly be faced with criminal charges.




